1. Acceptance of Terms
By accessing and using the website josefmilanollc.com ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms constitute a legally binding agreement between you and Josef Milano LLC ("Company," "we," "us," or "our"), a financial services company based in Long Branch, NJ.
2. Services
Josef Milano LLC is a direct lender offering financial services including working capital loans, revenue-based financing, short-term financing, equipment financing, and general business funding. Information on this Site is for general informational purposes and does not constitute a commitment to lend or a guarantee of funding.
3. Eligibility
You must be at least 18 years of age and legally authorized to enter into binding contracts to use our services. By using this Site, you represent that you meet these requirements.
4. User Submissions
When you submit information through our contact form or by email, you agree that:
- All information provided is accurate and truthful
- You have the authority to provide such information
- We may use the information to respond to your inquiry and provide our services
5. SMS/Text Messaging & ATDS Disclosure
By opting in to receive SMS/text messages from Josef Milano LLC:
- You consent to receive text messages at the phone number provided, which may be sent using an automatic telephone dialing system (ATDS) or autodialer technology.
- Message frequency varies. Message and data rates may apply.
- You may opt out at any time by replying STOP to any text message.
- For assistance, reply HELP or email josef@josefmilanollc.com.
- Your consent to receive text messages via ATDS or auto-dialer is NOT a condition of purchasing any services or products from Josef Milano LLC.
6. Intellectual Property
All content on this Site — including text, graphics, logos, and design — is the property of Josef Milano LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
7. Disclaimer of Warranties
This Site and its contents are provided on an "as is" and "as available" basis. Josef Milano LLC makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of the information on this Site. We do not warrant that the Site will be uninterrupted or error-free.
8. Limitation of Liability
To the fullest extent permitted by law, Josef Milano LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or our services.
9. Indemnification
You agree to indemnify and hold harmless Josef Milano LLC, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.
10. Third-Party Links
This Site may contain links to third-party websites. We are not responsible for the content or practices of those websites and encourage you to review their terms and privacy policies.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict of law principles.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site constitutes acceptance of the updated Terms.
13. Contact
For questions about these Terms of Service, contact us:
Josef Milano LLC
Long Branch, NJ
Email: josef@josefmilanollc.com
Website: josefmilanollc.com